Creating a Homeowner's Records Portfolio is a great way to protect yourself & your investment.   Here is a place to keep your records confidential and organized.

All information here is for your personal use and can not be duplicated or accessed by me. Portions of the below information may or may not apply to each and every individual. If you need personal advise on any of the below contents, I will be happy to assist you or refer you to the appropriate professional.
 


> Mortgage Information & Property Tax Statements
Keep copies of all loan docs & tax statements. Don't forget to update and include closing statements if you   have recently refinanced your home.

> Insurance Records
Homeowner's insurance policy, annual coverage updates,   verify you have adequate life/disability insurance for covering mortgage payments.

> Home Inspection & Survey/ Appraisal Records
Include any plans, survey maps, easements, structural inspections and previous disclosures on the property. All inspections, and appraisal information

> Services/ Utilities
Utility phone numbers, home service providers and maintenance contracts for monthly services.         

> Major Appliances - Warranties/ Receipts
Home appliances, TV and Stereo Equipment

> Furnishings & Fixtures
Keep copies of all receipts and warranties

> Paint & Decor
Receipts for all materials and services

> Home Improvements
Receipts for all materials and services.

> Landscape Plans & Receipts

> Homeowner’s Association Information
Codes, covenants & restrictions, newsletters, bi-laws, meeting minutes, officer list, dues' receipt, special assessments, pending litigation information, etc.

Property Purchase Documents ( agent should provide at close of escrow )
Include closing statements and title insurance policies